Production assets
Review building, machinery, inventory, and business personal property values. Describe machinery breakdown exposures separately from fire or other property losses.
Austin office · Serving Texas businesses
Manufacturing Insurance in Texas
A manufacturing coverage review should follow your materials, machinery, products, people, and finished goods. Identify the equipment and processes that could stop production if they were damaged.
Discuss your coverage ↗Protect the operation from receiving to shipment.
Products and customers
Products liability may address certain injury or damage claims involving your products. Product recall or withdrawal expenses generally need a separate review; do not assume liability coverage pays those costs.
Downtime and distribution
Business income, extra expense, dependent-property exposures, and goods in transit can matter when production or deliveries stop. Ask which events trigger coverage and which locations or suppliers are included.
Questions to discuss with Brian
- What do you make, and how are the products used?
- Which machine or supplier is hardest to replace?
- Do you ship goods, export, or perform installation?
What to have ready for a quote
You can start a conversation even if you do not have every detail yet. These items help make the review more useful.
- Product descriptions, revenue, and payroll
- Machinery and inventory values
- Supplier dependencies, shipping arrangements, and current policies
A common coverage question
Is product recall the same as products liability?
No. Liability for injury or property damage and the expense of recalling or withdrawing a product are different exposures. Review each separately.
Talk through your business insurance needs
Contact Brian Kuhlman at SIG/CHAPARRAL INSURANCE GROUP. Our Austin office serves Texas business owners with a review of operations, current policies, and available coverage options.
Office: 512-452-2427 · Email Brian
Request a quote ↗Coverage examples are general and do not promise claim payment. Availability and protection depend on underwriting and the issued policy’s limits, conditions, and exclusions. A quote request does not bind or change coverage.